Easy Ways to Cut Spending Each Month

One of your new years resolutions this year might be to get better about money. For me, its an ongoing resolution that usually just ends up with me feeling guilty for buying anything.

But, not spending money doesn’t have to be your only money related goal. Some of my major money goals is to increase my 401k contribution by 1% each year. Since this usually happens around the same time I get a yearly raise at work, I hardly even notice it. This year, I also met with a financial advisor to review my investments, and make savings goals for the next few years. Having concrete goals is much better than “just don’t buy stuff”!

My biggest money-related recommendation is to meet with a financial advisor. Even if you think you have nothing to save or invest right now. They can help you make a plan for the future that can pay off big time down the road!

If you’re in the mindset of wanting to trim spending each month, there are a few easy places you can start that you might not even miss.

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Spring Cleaning Checklist

After the hustle and bustle of the holidays, its nice to take some time to refresh your life. For me, this also means taking some time to reduce clutter and clean my home. After putting holiday decorations away, its the perfect time to tackle a major cleaning list.

My advice is to go room by room, maybe doing only one room per day in order to break it up. This way you can really focus on a deep clean and reorganization. Taking time now will only set you up for a less chaotic and stressful year ahead!

To help you with your spring cleaning endeavor, I’ve made a handy printable checklist! Nothing feels better than checking off a list as you accomplish your tasks! Click the download button to get the high res file!

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Gentle Resolutions for 2021

2020 didn’t turn out the way any of us had planned and my guess is that you have at least one goal that had to fall by the way side. Ask me how dating this year went LOL! I think that its really important to give yourself grace and pat yourself on the back for just surviving the year. The new year might seem like the time to make aggressive goals to get yourself back on track, but those life changing resolutions often fail.

Instead, I like to make small changes that I can build upon over time. I think of it like tiny bricks– one brick doesn’t make a big difference but adding brick by brick can build anything! Instead of a crash diet you force yourself to do for 30 days before going back to the same eating habits, what if you tried changing what you eat for breakfast each day to a healthier option? This change is much more sustainable and can end up making a greater impact over the course of a year than a few weeks of extremes.

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Start with one or two of these gentle resolutions, and then try to build upon them each month. You’ll build better habits that will only grow with time!

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Things You Can Still Do To Improve Your Life in 2020

After the excitement of starting the new decade, this year probably hasn’t turned out the way you wanted it to. This year, I had looked forward to traveling, spending time with friends, and running lots of races. Now that most plans have gone off the rails, you may feel like there’s nothing you can do other than survive.

Its so important to take care of yourself, now more than ever. There are actually quite a few things that you can do in the next few months to become a better, stronger version of yourself. My motto this year has been to control what you can control, so I wanted to share some of the things you still can control right now!

Things You Can Still Do To Improve Your Life in 2020 | Style & the Suburbs

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January Resolution: No Spend Month

My new year’s resolution this year was to have a no-spend month for January. My goal for the no spend month was more about resetting habits over saving money, but saving money is always a bonus!

During the last few months, I got in the habit of buying Starbucks and lunch every single day. My morning Starbucks run was more about getting away from my desk in the morning and treating myself, but half the time I wasn’t even finishing my drink—such a waste! It’s also a huge waste to be throwing away a reusable cup every single day. I was also buying lunch out of convenience because I wasn’t taking the time to grocery shop or prepare foods for lunches. I was spending at least $10 on lunches and also buying a bottle of water every morning too! In total, I was spending at least $15 (sometimes more) on things that could be cut out.

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12 Resolutions to Make in 2020

The new decade is just around the corner. Something about it being 2020 makes it feel like a really big year. I’ve shared before that I actually really like new year’s resolutions. They get a bad reputation for being the time of year everyone does a crash diet and floods the gym for a month before going back to the same old routine. But you can’t achieve a goal if you don’t start it, and now is the time to start!

I’ve found that the most important part of setting a goal and sticking to it is to make it realistic. You are not going to work out every single day for the next year, so don’t tell yourself you will. But you most certainly can work out a few times a week this entire year, so why not goal yourself to that and see what you can do!

Here are ideas for 12 changes you can make this year to improve yourself in the new decade:

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