One of your new years resolutions this year might be to get better about money. For me, its an ongoing resolution that usually just ends up with me feeling guilty for buying anything.
But, not spending money doesn’t have to be your only money related goal. Some of my major money goals is to increase my 401k contribution by 1% each year. Since this usually happens around the same time I get a yearly raise at work, I hardly even notice it. This year, I also met with a financial advisor to review my investments, and make savings goals for the next few years. Having concrete goals is much better than “just don’t buy stuff”!
My biggest money-related recommendation is to meet with a financial advisor. Even if you think you have nothing to save or invest right now. They can help you make a plan for the future that can pay off big time down the road!
If you’re in the mindset of wanting to trim spending each month, there are a few easy places you can start that you might not even miss.Continue reading “Easy Ways to Cut Spending Each Month”