One of your new years resolutions this year might be to get better about money. For me, its an ongoing resolution that usually just ends up with me feeling guilty for buying anything.
But, not spending money doesn’t have to be your only money related goal. Some of my major money goals is to increase my 401k contribution by 1% each year. Since this usually happens around the same time I get a yearly raise at work, I hardly even notice it. This year, I also met with a financial advisor to review my investments, and make savings goals for the next few years. Having concrete goals is much better than “just don’t buy stuff”!
My biggest money-related recommendation is to meet with a financial advisor. Even if you think you have nothing to save or invest right now. They can help you make a plan for the future that can pay off big time down the road!
If you’re in the mindset of wanting to trim spending each month, there are a few easy places you can start that you might not even miss.
Continue reading “Easy Ways to Cut Spending Each Month”
As you know, I’ve been working on cutting my spending and sticking to a budget this year. One of the first things to go was my daily Starbucks drink. After my no-spend month was over, I have occasionally treated myself to Starbucks, but I am happy to still be free of my $4 a day habit!
There are a lot of articles out there about how to save money at Starbucks, but a lot of them contain a lot of sketchy ways to order drinks in different ways to shave off cost. I am all about saving money, but I don’t support being a huge annoyance to your barista, or stealing a bunch of milk to make the drink you actually wanted. Don’t be THAT person.
Luckily, there are still quite a few ways to get deals at Starbucks that are perfectly reasonable!
Continue reading “10 Ways to Save Money at Starbucks that Your Barista Won’t Hate”
As you probably read, last month I did no spend January. Of course this excluded things like groceries and household essentials, but I really wanted to focus on my spending habits around coffee, lunches, and shopping online. They say it takes 21 days to build a habit, so I felt like a one month goal would be good for starting and reinforcing the habit.
Continue reading “From No Spend January to Sticking to a Budget”
I bought my house at the ripe old age of 22, and 6 years later consider myself quite the expert on all things home related. I ended up in a very strange situation of being able to buy a home built and owned for over 50 years by a family friend. My parents almost bought the house back when I was in highschool because they loved it so much, and the original owner ended up passing away and selling the house to someone else. 6 years later, I was in the market for my first home, and it ended up being for sale again! It all feels like a lot of fate, but I absolutely adore my house and yard. And of course, it is the inspiration for Style & the Suburbs after all!
Knowing what seemed important to me when I was first looking for a house and realizing what is really important to me now that I own it, I feel like there are a lot of secrets or advice that first time buyers don’t think about. Here are my top tips for first time buyers to end up in a home they love now and years from now:
Continue reading “10 Secrets for First Time Home Buyers”